Long Stay Travel Insurance

Are you a jet setter? Backpacker? Or an adventurer? Do you think of nothing more than planning your next big, global adventure?

Whether you’re looking to backpack across Asia, spend your summer sightseeing by train around Europe or taking a gap year, teaching English abroad, our Alpha policies are super affordable, flexible and offer the right cover for you.

Our cover stretches up to 18 months, this means you have more time ticking places off your bucket list and experiencing the freedom of what travelling is all about – and having the assurance that we’ve got your back if you need us.

Travelling is also all about the once-in-a-lifetime activities, whether that’s bungee jumping over Switzerland’s Verzasca Dam, trekking up Machu Picchu or sky diving over the Palm in Dubai, our activity packs offer the cover you may need.

But the main thing is with our Long Stay policies, you can gallivant across the globe with total relaxation and assurance. Wherever you choose to go in the world, the Alpha Long Stay travel insurance policies provide the essential cover for your extended trips. 

All of our Long Stay policies include:

• A wide range of activities covered as standard
• 24/7 Access to emergency assistance team
• £10 million emergency medical cover which includes cover for medical expenses repatriation
• Discounts for couples
• A 14-day cooling off period
• Free access to our Customer Area, with the ability to view, resend and download your policy documents whenever, wherever!
• Free access to Air Doctor Connect, giving you access to over 20,000 doctors in 78 countries. Plus, we’ll waive your excess for outpatient treatment through them!

† When using the return home feature all cover is suspended on clearance of customs in your home country and restarts after the baggage check in at your international departure point for your return flight, international train or ferry to your overseas destination. The extension will not cover the costs of your return home.

What is a Long Stay Travel Insurance Policy?

Long stay insurance policies are a little different from the norm; they offer cover for travel across multiple destinations for extended periods of time. So, where a Multi Trip policy will cover you for multiple trips across a 12-month period, the Long stay policy will cover you for one long trip across multiple countries, or one country, depends what you're up to really! Cover is included for cancellation, curtailment, emergency medical attention and repatriation, personal possessions and activities. For more information and the ins and outs of the long stay policies, check out the policy wordings here.

Who is a Long Stay policy suitable for?

Examples of long stay-qualifying travellers include, but are not limited to those going: backpacking around Asia on a gap year, working in Australia for a year, Inter-railing around Europe all Summer, teaching and volunteering in Africa for 6 months, for a semester in the USA, the possibilities are almost endless. So, if you fall into one of the above categories, or your trip is longer than 31 days in duration, then you're in the right place.

Click here to read further advice on staying well when travelling abroad!

Why Choose Alpha's Long Stay Travel Insurance?

Of course, we're going to sing and dance about our own policies, but we do truly believe they're the best option on the market. At a first glance, you may think we offer a range of long stay travel insurance policies, but when it comes down to it, the only thing that differs is the excess; all of the cover levels are the same, the only choice you have to make is how much you want to pay on the premium, compared to how much you'd be happy to pay if you have to claim. The excess on our long stay policies range from £175 to £0 and the policies are rather aptly named after the excess they come with. It is super simple and the choice is 100% yours. We also work hard to keep our prices as small as possible, so you've got enough to take away with you on your trip, plus our long stay travel insurance policies come with a whole bunch of brilliant benefits. Just to name a few:

• The ability to extend your cover while you're away - as long as you let us know before it expires and the total duration doesn't exceed 18 months
• Flexibility to upgrade your cover to include more destinations and activities - because we know plans are always subject to change
• Those 2 trips home we keep banging on about, included in your policy (provided they don't exceed 21 days each)
• £10 million in medical emergency and repatriation cover, just in case!

Obviously, all of our insurance policies come jam-packed with even more benefits and features, but we didn't want to bore you by listing them all.