| If you are unable to go on your trip | £1,250 | Dependent on your chosen policy |
| If you are delayed - per 12 hours | £20 | £0 |
| If you are delayed - maximum | £160 | £0 |
| If you decide to abandon your travel plans | £1,250 | Dependent on your chosen policy |
| If you miss your departure | £500 | Dependent on your chosen policy |
| If you miss your connection | £500 | Dependent on your chosen policy |
| If you have to cut short your trip | £1,250 | Dependent on your chosen policy |
| If you need emergency medical treatment abroad | £10,000,000 | Dependent on your chosen policy |
| if you need to be brought home | £10,000,000 | Dependent on your chosen policy |
| Additional accommodation and travelling expenses | £10,000,000 | Dependent on your chosen policy |
| If you are buried or cremated abroad | £2,000 | £0 |
| If your body or ashes need to be brought home | £25,000 | £0 |
| If you are admitted to a hospital or confined to your trip accommodation - per 24 hours | £25 | £0 |
| If you are admitted to a hospital or confined to your trip accommodation - maximum | £1,000 | £0 |
| If your checked-in baggage is delayed | £150 | £0 |
| If your valuables are lost, stolen or accidentally damaged | £500 | Dependent on your chosen policy |
| Valuables - Single item limit | £250 | Dependent on your chosen policy |
| If your other possessions are lost, stolen or accidentally damaged | £1,500 | Dependent on your chosen policy |
| Other possessions - Single item limit | £250 | Dependent on your chosen policy |
| If your cash is lost or stolen | £300 | Dependent on your chosen policy |
| If you need emergency travel documents | £400 | £0 |
| If you are killed, injured or disabled following an accident | £10,000 | £0 |
| if you are held legally liable for injury or damage | £2,000,000 | Dependent on your chosen policy |
| if you need legal advice | £15,000 | Dependent on your chosen policy |
| If your ski resort is closed - per 24 hours | £20 | £0 |
| If your ski resort is closed - maximum | £200 | £0 |
| If you are unable to use your pre-paid ski pack | £1,250 | Dependent on your chosen policy |
| if you need to hire winter sports equipment | £500 | Dependent on your chosen policy |
| if your owned or hired winter sports equipment is lost, stolen or accidentally damaged | £500 | Dependent on your chosen policy |
| If your ski pass is lost or stolen | £250 | Dependent on your chosen policy |
