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Alpha Travel Insurance > Policy Wordings

Policy Wordings

Below are links to our Policy Wordings (PW) and Insurance Product Information Documents (IPID) which outline the cover available for each Alpha product.

If you require a policy wording which was issued before the 1st May 2015, you can request a copy by contacting our claims team and quoting your policy number.

For policies issued from 01/03/2024 to 28/02/2025

*Your Excess will be as per your policy schedule and what you selected when purchasing your policy*

Single Trip & Multi Trip

Policy Wording

IPID

Longstay

Policy Wording

IPID

Wintersports

Policy Wording

IPID

Additional Optional Extensions

Cruise Extension

COVID-19 Extension

Large Scale Events Extension

Golf Extension

Gadget Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 19/12/2023 to 29/02/2024

*Your Excess will be as per your policy schedule and what you selected when purchasing your policy*

Single Trip & Multi Trip

Policy Wording

IPID

Longstay

Policy Wording

IPID

Wintersports

Policy Wording

IPID

Additional Optional Extensions

Cruise Extension

COVID-19 Extension

Large Scale Events Extension

Golf Extension

Gadget Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 01/03/2023 to 18/12/2023

*Your Excess will be as per your policy schedule and what you selected when purchasing your policy*

Single Trip & Multi Trip

Policy Wording

IPID

Longstay

Policy Wording

IPID

Wintersports

Policy Wording

IPID

Additional Optional Extensions

Cruise Extension

COVID-19 Extension

Large Scale Events Extension

Golf Extension

Gadget Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 08/03/2022 to 28/02/2023

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Cruise Extension

COVID-19 Extension

Large Scale Events Extension

Golf Extension

Gadget Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 08/07/2021 to 31/10/2021

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

Cruise Extension

Zero Excess on Deposit-Only Cancellation Information

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 26/11/2020 to 07/07/2021

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

Cruise Extension

Zero Excess on Deposit-Only Cancellation Information

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 12/11/2020 to 25/11/2020

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

Cruise Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 01/11/2020 to 11/11/2020

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

Cruise Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 24/09/2020 to 31/10/2020

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

Terms of Business & How we use your Personal Information

Alpha Terms

For policies issued from 12/08/2020 to 23/09/2020

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

For policies issued from 14/03/2020 to 11/08/2020

Single Trip & Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW Alpha Diamond PW  Alpha Staycation Plus PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID Alpha Diamond IPID Alpha Staycation Plus IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

For policies issued from 01/11/2019 to 13/03/2020

Single Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

Interrail Extension

For policies issued from 06/10/2019 to 31/10/2019

Single Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

For policies issued from 01/05/2019 to 05/10/2019

Single Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 175 PW  Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

For policies issued from 01/11/2018 to 31/04/2019

Single Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Multi Trip

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 175 PW  Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Additional Optional Extensions

Festival & Event Cancellation Extension

For policies issued from 01/11/2017 to 31/10/2018

Single Trip

Alpha 250 PW Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 250 IPID Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Multi Trip

Alpha 250 PW Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 250 IPID Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Longstay

Alpha 250 PW Alpha 175 PW  Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 250 IPID Alpha 175 IPID  Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

Wintersports

Alpha 250 PW Alpha 175 PW Alpha 150 PW Alpha 100 PW Alpha 75 PW Alpha 50 PW Alpha Zero PW

Alpha 250 IPID Alpha 175 IPID Alpha 150 IPID Alpha 100 IPID Alpha 75 IPID Alpha 50 IPID Alpha Zero IPID

For policies issued from 08/08/2017 to 31/10/2017

Single Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 75 Alpha 50 Alpha Zero

Multi Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 75 Alpha 50 Alpha Zero

Longstay

Alpha 250 Alpha 150 Alpha 100 Alpha 75 Alpha 50 Alpha Zero

Wintersports

Alpha 250 Alpha 150 Alpha 100 Alpha 75 Alpha 50 Alpha Zero

For policies issued from 22/03/2017 to 08/08/2017

Single Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Longstay

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Wintersports

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

For policies issued from 1/11/2016 to 22/03/2017

Single Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Longstay

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Wintersports

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

For policies issued from 1/04/2016 to 30/10/2016

Single Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip (with wintersports extension)

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip (without wintersports extension)

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Longstay

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Wintersports

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

For policies issued from 01/05/2015 to 31/03/2016

Single Trip

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip (with wintersports extension)

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Multi Trip (without wintersports extension)

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Longstay

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

Wintersports

Alpha 250 Alpha 150 Alpha 100 Alpha 60 Alpha 50 Alpha Zero

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Alpha Travel Insurance
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Alpha Travel Insurance is a trading name of Travel Insurance Facilities Plc, which is authorised and regulated by the Financial Conduct Authority FRN306537. tifgroup is trading name of Travel Insurance Facilities Plc registered in England No. 3220410. tifgroup; all rights reserved. Registered Office: 1 Tower View, Kings Hill, West Malling, ME19 4UY. All policies offered are on a non-advised basis.

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